Checkbook HD (iOS) app for $0.99
You want an application, which you can use as a checkbook for all your accounts, and always stay aware of how much money is left on each of your accounts, and how it happened. You can import your banking records using your bank's OFX file or manually add entries that change balance on your accounts. You can automatically and quickly download your data from the bank using Direct Connect(in-app purchase). You can schedule recurring transactions, sync your data between several iPads/iPhones, add both income and expenses, schedule delayed transaction and clear them later (feature known as reconcile), and see colorful charts, which represent activity of your accounts.